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Value Access Guarantee
Value Access Guarantee
VBA Members Limited Medical
Guaranteed Issue for members and their spouse's ages 18 through 64. Coverage terminates at age 70.
Pays Indemnity Benefits – There are NO Deductibles or Co-pays
Pays Benefits for Doctors Office Visits, Hospitalization, ICU or CCU, Surgery, Anesthesia, Preventive Care, Emergency Room Care, Lab and X-Ray Testing, and Ambulance Services*
Save money through access to Beech Street PPO Network
Or you can use your own Doctor, Hospital or Licensed Provider
Pays Benefits in Addition to any Other Insurance Coverage
Pre-existing Conditions Incurred within the 12 Month Period Preceding the Effective Date are not covered. The Pre-existing Conditions Limitation is waived under the Outpatient Doctors Office Visits Indemnity Benefit**
 
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* This plan is not available in all states and benefit options vary by state
** Pre-Existing Conditions: No benefits will be payable for expenses incurred as a result of a Pre-Existing Condition until coverage has been in effect under the Policy for 12 consecutive months. This Pre-Existing Conditions Limitation is waived under the Outpatient Physician Office visit Indemnity Benefit.
 
Value Med Insurance Plan
Sickness & Accident, Hospital & Medical Insurance
THIS POLICY PROVIDES LIMITED BENEFITS
Benefits are Paid Directly to You
No Deductible or Co-pays
Pays Benefits in Addition to any Other Insurance
Issue Ages 18 through 64
Dependent Child Coverage Available to Age 19 or 25 if a Full Time Student
Use any Doctor, Hospital or Licensed Provider
Preexisting Conditions Incurred within the 12 Month Period (6 months in Idaho) Preceding the Effective Date are Covered after 12 Months
Your Rates do not Increase as you Advance in Age
Guaranteed Renewable to age 65
 
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VBA 24 Hour Accident Plan
Accident Expense Coverage for Members and their Families
Pays 100% of Covered Medical Expenses after satisfaction of the $100 or $250 Deductible up to the coverage maximum
Use any doctor or hospital
NEW CallMD, a network of medical doctors you can call for a consultation or medical needs anytime, any day!
Accidental Death & Dismemberment benefits
Emergency Helicopter Air Ambulance benefits
Automatic acceptance through age 64
Benefits are paid directly to you
 
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