 |
 |
|
 |
 |
 |
|
 |
 | Health Insurance and Limited Medical Plans | | | Guarantee Issue Limited Medical Plans | | | Dental Insurance Plans | | | 24 Hour Accident Coverage | |
|
|
 |
| "We really enjoy working with GAC. The VBA Association plans are just what our customers need. A combination of affordability, easy issue, and generous hospital, medical and surgical benefits. I appreciate their customer service, they are professional and always responsive." |
Wayne Schellhaas, LUTCF
NAIM Regional Director
Schellhaas & Acssociates
Metairie, LA |
|
 |
| "General Agent Center has great health products and their staff is so helpful. I can't tell you how much it is appreciated." |
Lynette K. Azar
Individual Product Marketing
George W. Evans & Associates, Inc.
Houston, TX |
|
|
| "My clients want it simple,
and GAC makes it easy for them. They just apply online, and get covered. The rates are great too." |
Chris Boyett
Insurance Agent
Houston, Texas |
|
| |
|
|
|
|
| |
|
 VBA OptumHealth Allies |
| |
Value Benefits of America is pleased to offer you OptumHealth Allies, an affordable health discount program that offers access to a wide range of health and wellness services through a nationwide network of more than 500,000 physicians, dentists, and other health care professionals.
|
OptumHealth Allies is not health insurance. Rather, it's a tool you can use to reduce the cost of health care for you and your family. You can typically save 10 to 50 percent on a variety of health care services including: |
- Medical Care, including Primary and Specialty Care
- Hospitals (not available in Maryland and other states where prohibited by law)
- Alternative Medicine, such as Acupuncture, Chiropractic Care, and Massage Therapy
- Prescriptions
- Vision Care
- Dental Care
- Long-term Care Services
- Hearing Devices
- Wellness services, including fitness clubs, weight loss programs, “stop smoking” programs, and more
|
|
Your membership also includes convenient shopping on our Online Marketplace, with discounts on many health and wellness products including vitamins and supplements; eyeglasses and contact lenses; home health supplies; fitness equipment and apparel; and much more. |
Guaranteed Savings!
With OptumHealth Allies* Minimum Discount Guarantee, you can be sure you’ll receive your promised savings.
|
There’s More
Members receive access to NurseLine, a no-charge “hotline” that lets you talk with a registered nurse, by phone or Web, 24 hours a day, seven days a week.
|
| |
For only $24.95 per month (plus a $15.00 application fee), you, your spouse, and your dependents all get access to all of OptumHealth Allies many discounts. To see sample savings or look for a doctor or dentist in your neighborhood, visit www.vba.optumhealthallies.com. To enroll, call 1-800-457-3405.
Why pay full price for health care? Save with OptumHealth Allies. |
| |
Disclosure: The OptumHealthSM Allies Discount Program is administered by HealthAllies®, Inc., a discount medical plan organization located at 505 N. Brand Blvd., Suite 850, Glendale, CA, 91203, 1-800-377-0263. OptumHealth Allies is NOT insurance. OptumHealth Allies provides discounts at certain health care providers for medical services. OptumHealth Allies does not make payments directly to the providers of medical services. The program member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization.
You may cancel at any time. If you cancel within 30 days of enrollment (within 30 days of receipt of membership materials for residents of CO, IN, MO, MT, ND, OH, OK, SC, and SD), you will receive a full refund. (The application fee, if applicable, is not refundable except in AR, CO, MD, and TN.) The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. |
*Does not apply to Hospitals or Pharmacy |
| |
| |
| |
|
|
| VBA TERMS |
| |
| VBA TERMS AND CONDITIONS |
|
1. Member understands that VBA is not an insurance company or program. Accident Benefit Payments are made by the
administrator for the insurance company issuing the blanket coverage to Members.
2. VBA provides savings to its members on services through a number of sources. The current list of benefits may be modified
through additions or deletions. A quarterly newsletter, posted on our website or sent via e-mail, will keep Members up
to date on benefits and other pertinent information.
3. Payments for the VBA Program are due in advance. Payments will be drafted on or about 15 days before the due
date. If you choose to cancel your program, it is your responsibility to make sure that your membership card and a written
request for cancellation are sent to VBA at least 15 days prior to the anniversary of your effective date in order for your account
not to be charged for additional fees.
4. Member hereby appoints, Value Benefits of America Association (VBA) President, or failing this person, a VBA Director,
as proxy holder for and on behalf of the member with the power of substitution to attend, act and vote for and on behalf of
the member in respect of all matters that may properly come before the meeting of the members of VBA and at every adjournment
thereof, to the same extent and with the same powers as if the undersigned member were present at the said
meeting, or any adjournment thereof. Annual meetings are to be held in Arizona the second Tuesday of August.
5. VBA reserves the right to terminate any enrollment or deny eligibility in the program for lack of payment to
VBA. Returned checks, insufficient notices on bank drafts or denial by the member's credit card company for payment of
the membership fee is deemed to be evidence of non-payment by a member. There will be a $10.00 charge to be reinstated
in the program after such denial. If reinstatement for non-payment happens more than once, a $20.00 reinstatement
will apply.
6. In the event of any dispute, member agrees to resolve said dispute solely by binding arbitration that shall be governed
by the laws of the state of Arizona and enforceable at Scottsdale, Maricopa County.
7. Membership cancelled within the first 30 days of the enrollment date may be eligible for refund if the membership card
and written cancellation request are sent to VBA. The administrative fee is not refundable. Approved refunds will be processed
approximately 30 days after cancellation.
8. Membership is effective on the 1st of the month following enrollment acceptance by VBA.
Member Agreement:
By signing your enrollment form, Member expresses desire to become a member of Value Benefits of America. Member
acknowledges that the discount plans ARE NOT INSURANCE, but membership includes certain limited supplemental insured
coverage's. Membership benefits are not a replacement for health insurance coverage nor are they intended as a
substitute for health insurance coverage. Membership fees may change for all members, but not individually, with notification. |
| |
Disclosure: The OptumHealthSM Allies Discount Program is administered by HealthAllies®, Inc., a discount medical plan organization located at 505 N. Brand Blvd., Suite 850, Glendale, CA, 91203, 1-800-377-0263. OptumHealth Allies is NOT insurance. OptumHealth Allies provides discounts at certain health care providers for medical services. OptumHealth Allies does not make payments directly to the providers of medical services. The program member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization.
You may cancel at any time. If you cancel within 30 days of enrollment (within 30 days of receipt of membership materials for residents of CO, IN, MO, MT, ND, OH, OK, SC, and SD), you will receive a full refund. (The application fee, if applicable, is not refundable except in AR, CO, MD, and TN.) The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. |
| |
| Discounts and Dividends are not insurance |
| |
| |
|
|
| SECURITY & PRIVACY STATEMENT |
| |
When you become a GACquote.com customer, you entrust us with your personal data. We consider your data to be private and confidential, and we hold ourselves to the highest standards of trust and fiduciary duty in their safekeeping and use.
General Agent Center (GAC) and our partners will not release information about you or your application, policy or claims information, unless one or more of the following conditions are met:
- We receive your prior written consent.
- We believe the prospective recipient to be you or your authorized representative.
- We are required by law to release information to the recipient.
Questions about your medical history and physical condition are required by our insurance carrier partners and will be released to the insurer so that they may underwrite your insurance application. GAC will not give or sell information about you to any other company, individual, or group without your prior authorization.
GAC will only use information about you to help us better serve your insurance needs or to suggest GAC services or insurance materials that may be of interest to you.
To further protect your privacy, our web site uses the highest levels of Internet security, including data encryption, user names and passwords, and other security tools.
Occasionally, GAC may conduct marketing surveys or research to help us evaluate products, services, and the changing needs of our customers. It is GAC's policy to keep this information confidential.
We will not share individual marketing data gathered from our web site with individuals or business entities not affiliated with GAC.
We know that the privacy of your personal information is important to you. In order to provide you with insurance products of the highest quality and with the service you deserve, it may be necessary for us from time to time to collect nonpublic personal and financial information about you (the "Information") and, in certain situations, to share that Information with others. The following notice describes our policies and practices with regard to your Information. |
| |
| HOW WE PROTECT YOUR INFORMATION |
| We maintain physical, electronic and procedural safeguards to protect the Information against unauthorized access and use. We restrict access to the Information to those employees who need access to provide products and services to you and your dependents. The personnel who have access are trained in the proper handling of the Information. Employees who violate this strict level of confidentiality are subject to our disciplinary process. |
| |
| CATEGORIES OF INFORMATION THAT WE COLLECT |
In the normal course of business we may collect the following types of Information:
- Information you provide on applications and other forms (including name and address)
- Data about your transactions with us (such as types of products you have purchased and your account status)
- Information gathered on our Web sites through online forms, site visit data and online information-collecting devices known as "cookies"
|
| |
| HOW WE USE YOUR INFORMATION |
- We may share your information among the Insurance Companies as permitted by law, including for routine business administration.
- We may share information with non-affiliated companies as allowed by law, such as firms that perform services on our behalf, including the administration and marketing of our products. We require these companies to meet strict privacy standards.
- We may disclose information to non-affiliated entities when required by law, such as to respond to a subpoena, to prevent fraud or to comply with an inquiry by a government agency.
|
| |
| ACCURACY OF YOUR INFORMATION |
| We strive to maintain the accuracy of Information that is in our possession about you. In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any information in our possession is inaccurate, a request can be made to amend or delete the information that you believe to be erroneous. If we concur with the request, we will amend or delete the information in question. You may write our Privacy Office at the address below to receive our complete policy on accessing and amending the Information. |
| |
| CHANGES TO THIS NOTICE |
| We reserve the right to change this Notice. We reserve the right to make the revised Notice effective for the Information we already have about you as well as any Information we receive in the future. If we make any material changes to our policies or practices, we will provide you with a copy of a revised Notice. We will post a copy of the current Notice on our websites. The Notice will contain in the top right-hand corner, the effective date. |
| |
Disclosure: The OptumHealthSM Allies Discount Program is administered by HealthAllies®, Inc., a discount medical plan organization located at 505 N. Brand Blvd., Suite 850, Glendale, CA, 91203, 1-800-377-0263. OptumHealth Allies is NOT insurance. OptumHealth Allies provides discounts at certain health care providers for medical services. OptumHealth Allies does not make payments directly to the providers of medical services. The program member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization.
You may cancel at any time. If you cancel within 30 days of enrollment (within 30 days of receipt of membership materials for residents of CO, IN, MO, MT, ND, OH, OK, SC, and SD), you will receive a full refund. (The application fee, if applicable, is not refundable except in AR, CO, MD, and TN.) The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. |
| |
| You may contact our Privacy Office at: |
General Agent Center
15575 North 79th Place, Suite 100
Scottsdale, AZ 85260 |
| |
|
| |
|
©2006-07 GACQuote.com
Security & Privacy | Legal Notice |
|
