Pre-existing Conditions 'Look Back' Only 12 Months!

Issue ages 2-64. Up to 364 Days of Coverage^* as soon as the day after you apply! * (duration of coverage can vary by state)

✔ Unlimited Physician's Office Visits - $35 Co-Pay Option, No Deductible or Coinsurance. Available even with maximum deductible.
✔ Unlimited Urgent Care Center Visits - $50 Co-Pay each visit, after which Coinsurance will apply - Not subject to Deductible.
✔ Flexibility to choose your own Physician and Hospital; or, use the PHCS PPO network to save even more on out of pocket expenses.
✔ Deductibles of $500 to $10,000 available.
✔ Coinsurance Options: 80%/20% - to $1,000 or $2,000 maximum out of pocket after the deductible of covered charges.
✔ MD Live Telemedicine INCLUDED; Unlimited calls - NO Co-Pays.

BENEFITS INCLUDED:
• Hospital
• Emergency Room Care
• Ambulance
• Outpatient Services
• X-ray and Laboratory Services

Underwritten by an A.M. Best rated "A" (Excellent) carrier.

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Call and ask us about longer duration STM plans that may be available!

800-366-2467

View Simple Term STM Brochure

Simple Term Short Term Medical Product available in the following states: AL, AR, AZ, DE, GA, IA, IL, IN, KS, KY, LA, MI, MS, MT, ND, NE, NV, NC, OH, OK, PA, SC, TX, WV, WI, WY

800-366-2467

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